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What’s an FHSA? An FHSA stands for First Home Savings Account. An FHSA is a tax-free registered account with the federal government to help first time home buyers to save for a down payment.   An FHSA has the advantage…

What’s a HBP? A HBP stands for Home Buyers’ Plan. A HBP allows you to withdraw funds from your RRSPs to buy or build a property. To be able to use funds from an RRSP to by a property, these…